I didn’t know I needed this belt bag until I saw it (and the reasonable price) online. It’s well made, practical and perfect for wearing it under or over a coat in the winter. I got the navy with gunmetal hardware and it is gorgeous. First the bag is really versatile and functional. I have wore this as a crossbody and as a belt bag and both looks great. The front comes with 4 pockets and the front main compartment comes with dual puller metal zipper which I appreciate so I can open/close using either puller. The back main compartment is really spacious enough for my Beats earphones, wallet and the back compartment is also padded with mesh which ads a cool designer look to it. It is definitely a fashion forward belt bag, but not too loud. I have been loving it for few months now since I have had it. I recommended it to all my friends.